Paying for Treatment
Looking for information on how to pay for kidney care? Your social worker or financial coordinator is an important resource for help in understanding your payment options.
When you are referred to a dialysis facility, you will be asked to provide insurance information and a copy of your card so that your health plan will be billed correctly. Review all the materials provided by your health plan and/or Medicare and make notes of important points for yourself. Talk to your social worker or financial coordinator about any questions you have. He or she may suggest you talk to your health plan’s customer service staff, which can answer specific questions about your policy.
You can also find additional guidance by calling the Fresenius Medical Care Insurance Information Hotline (866-846-4521), which is staffed by specialists who will help guide you to determine the best options for your individual needs. The call is toll-free, and available to the public.
Types of Health Insurance
Knowing what health plan you have and what it covers can save you money—and needless worry. First, you’ll need to know what type of health plan you have. The ones we explain for you in this section are:
- Private / Individual
- Employer Group Health Plans (EGHPs)
- State and Federal
- COBRA
- Medicare
- Medicare Advantage
- Medigap
- Medicaid
- Medicaid Risk
- TRICARE, VA, and ChampVA
- Indian Health Service
- State High Risk Insurance Pools
- State Kidney Programs
We also have additional information about Paying for Health Insurance, Disability coverage while you away from work and Additional Resources to answer your questions about paying for dialysis.
